Job Summary

A well-established financial services organisation is seeking a Loans Officer to join its on-site team in George Town. Recruiting on behalf of a respected banking institution, this role offers the opportunity to build strong client relationships, assess lending opportunities, and support the growth of a diverse lending portfolio while maintaining high standards of compliance and risk management.

Company Information

This opportunity is with a reputable organisation operating within the banking and financial services sector. The company is committed to delivering exceptional customer service, fostering long-term client relationships, and maintaining strong governance and risk management standards. You will join a collaborative credit and lending team that values professionalism, innovation, and operational excellence in a supportive and customer-focused environment.

Responsibilities and Duties

• Build and maintain strong relationships with new and existing clients.
• Interview prospective customers and identify suitable banking and lending solutions.
• Assess loan applications through detailed analysis of financial information, credit reports, collateral, and repayment capacity.
• Prepare credit applications and lending recommendations in line with lending policies and procedures.
• Develop mortgage and lending models using Microsoft Excel.
• Ensure lending documentation is complete, accurate, and compliant before approval and funding.
• Manage loan renewals, overdrafts, and lines of credit.
• Collaborate with internal teams and external stakeholders to facilitate lending activities and timely loan processing.

Qualifications and Skills

• Associate's Degree or Bachelor's Degree in Banking, Finance, Business Administration, Economics, or a related field.
• Minimum 2-3 years' experience in lending, sales, banking operations, or credit administration.
• Understanding of loan products, credit assessment, and risk management principles.
• Strong customer service, relationship management, and business development skills.
• Ability to analyse financial information and make informed lending recommendations.
• Proficiency in Microsoft Office applications, particularly Excel.
• Experience using banking software systems.
• Professional banking qualifications and experience in consumer, mortgage, commercial, or SME lending would be advantageous.

Benefits and Perks

• Opportunity to work with an established financial services organisation.
• Exposure to a diverse lending portfolio and client base.
• Collaborative and supportive team environment.
• Professional development and career growth opportunities.
• Opportunity to contribute to business growth and customer success.
• Dynamic workplace focused on innovation and operational excellence.
• Stable full-time, on-site position in George Town, Grand Cayman.